Medicare, one benefit at a time
Medicare has a lot of moving parts. We sit down with you, go through each benefit in plain language, and help you feel sure about the coverage you choose.
Licensed agents available 8 a.m. - 8 p.m., 7 days a week
Your checklist
How it works
Fill out a short form so we know who you are and the best way to reach you.
We call at a time that works for you and walk through your benefits checklist together.
Ask anything, take notes, and choose what comes next. There is never any pressure.
Eligibility
You may be able to enroll in or change your Medicare coverage if any of these sound like you.
Enrollment periods
Medicare opens specific windows during the year. Here's what each one lets you do.
7 months around your 65th birthday
October 15 - December 7
January 1 - March 31
After qualifying life events
If you go 63 days or more in a row without creditable prescription drug coverage after you first become eligible, you may owe a Part D late enrollment penalty when you do sign up.
Creditable coverage is drug coverage that is expected to pay, on average, at least as much as Medicare's standard prescription drug coverage.
About us
We believe nobody should sign up for Medicare coverage without understanding it first. So we slow down, answer every question, and keep the conversation about you.
No jargon. We explain each part of Medicare the way you would explain it to a friend.
Every conversation is with a licensed professional who works with Medicare every day.
We go benefit by benefit so nothing important gets skipped or rushed.
Reach us 8 a.m. to 8 p.m., including weekends, whenever questions come up.
Medicare basics
Original Medicare is Part A (hospital insurance) and Part B (medical insurance), run by the federal government. Medicare Advantage, also called Part C, is offered by Medicare-approved private companies and bundles Part A and Part B coverage, usually with drug coverage and sometimes extra benefits like vision, dental or hearing.
Part D helps pay for prescription drugs. You can add a standalone Part D plan to Original Medicare, and many Medicare Advantage plans already include drug coverage.
Medigap, or Medicare Supplement Insurance, is sold by private companies and helps pay some of the costs Original Medicare does not, such as copayments, coinsurance and deductibles. It works alongside Original Medicare, not Medicare Advantage.
Extra Help is a Medicare program that helps people with limited income and resources pay Part D premiums, deductibles and coinsurance. We can walk you through how to find out whether you qualify.
No. Requesting a benefits review and speaking with a licensed agent is free, and you are never under any obligation to enroll.
Kind words
"I had a stack of Medicare mail and no idea where to start. They went down the list with me, one benefit at a time, until it all made sense."
"My agent never rushed me. When I asked the same question twice about Part D, she just explained it a different way. That meant a lot."
"My retiree coverage was ending and I was nervous. One phone call and I understood my enrollment window and exactly what to ask about."
Talk with a licensed agent 8 a.m. - 8 p.m., 7 days a week. Bring your questions; we'll bring the checklist.